Question 1

What exactly is a “decision”?

Accepted Answer

A full review of one credit package against your guideline, matrix, conditions list and house rules, returned as a recommendation with requirement checks, worksheets, the matrix read, a sourced conditions list, the package as PDF, JSON and CSV, and a certificate, released by QC. One decision is used per package at submit.

Question 2

Who is doing the underwriting?

Accepted Answer

Siize reads and reasons over the package and writes the findings; every recommendation passes an automated QC check before release, with a Siize underwriter stepping in where the check calls for it. Your underwriter makes and signs the credit decision.

Question 3

How is the three-hour standard measured?

Accepted Answer

QC runs 24/7, every day. The standard is 3 hours from indexed, best efforts, usually under one.

Question 4

Which programs can you underwrite?

Accepted Answer

Any program you have a written guideline for: bank statement, DSCR, P&L, asset depletion, full-documentation non-QM, and so on. One guideline per program; a matrix is optional.

Question 5

Can we ask Carol about a file?

Accepted Answer

Yes. Ask in plain English why a file landed on its recommendation, which conditions are open, what drove the income calculation or which guideline sections support a finding. Answers come from your organization’s own files, rules and account, with their cites. Included at no added cost for a limited time.

Question 6

Is there a minimum, a contract or a seat fee?

Accepted Answer

None. Load one decision or a hundred, and stop whenever you like.

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